Cancel personal loan application

I understand that you cannot use borrowed money for a down payment on an investment property, cancel personal loan application I was wondering what if you took out the loan for a vacation or something else, let it sit for 6-12 months or so, and use it for the 20 down payment.

I understand this will affect my debt to income ratio, but as long as the numbers work will I be okay. From my understanding the underwriter only wants 2-3 months of bank statements and the balance prior to that isnt in question. Or does the mortgage underwriter go back and see that some of my down payment may have come from that personal loan. Any advice would be greatly appreciated, thank you. The 401k loan should be considered seasoned regardless of when its cancel personal loan application to your checking, but the lender will need to see the paper trail to ensure those funds actually arrived via the 401k loan and not an unacceptable source.

It doesnt hurt to run this process by your lender to avoid any hiccups.

Cancel personal loan application

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Cancel personal loan application

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Cancel personal loan application